Health Insurance

Choosing a Marketplace Health Plan

Metal tiers, plan types, networks, and how to compare plans on what you'd pay across a whole year rather than per month.

Bronze, Silver, Gold & Platinum, explained

Marketplace plans come in "metal" tiers. They don't change the quality of care — they change how you and the plan split the costs.

The letters describe how you're allowed to use your network. Here's what each one actually means for referrals, out-of-network care, and cost.

Talk it through

Have a licensed agent walk you through your options.