Medicare

What Medicare Actually Costs

Premiums, deductibles, coinsurance, and income-based surcharges — every place Medicare takes money from your pocket.

IRMAA: the Medicare surcharge for higher incomes

If your income is above a threshold, you pay more for Part B and Part D. Here's how it's calculated, and how to appeal when it's based on income you no longer have.

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Costs · 4 min

Is Medicare free at 65?

The most common assumption about Medicare, and it isn't right. Here's what you actually pay.

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Costs · 6 min

What Medicare actually costs (beyond the premium)

Medicare isn't free, and the monthly premium is only part of the picture. Here's every place money leaves your pocket, so nothing surprises you later.

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Talk it through

Have a licensed agent walk you through your options.

All Medicare guides