Medicare

When to Enroll in Medicare

Every Medicare enrollment window, what each one lets you change, and the penalties for missing the one that applies to you.

AEP · 5 min

Medicare Annual Enrollment Period: what you can change, and when

Every fall there's a window to change your Medicare coverage for the coming year. Here's what you can and can't do during it — and why skipping it is a decision.

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Timing · 6 min

When to enroll in Medicare (and the penalties for waiting)

Medicare has several enrollment windows, and missing the right one can attach a penalty to your premium for as long as you have coverage. Here's which window applies to you.

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Still working · 6 min

Do you need Medicare if you're still working at 65?

Sometimes yes, sometimes no, and the wrong guess can attach a lifelong penalty to your premium. Here's how to tell which situation you're in.

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Talk it through

Have a licensed agent walk you through your options.

All Medicare guides